
Terms of Use
These terms govern the use of Jakoma products, platforms, and services across ApplySmart, EduSmart, and 100to10K Challenge.
📌 Acceptance of Terms
By using Jakoma services or websites, you agree to comply with and be legally bound by these terms. If you disagree, please discontinue use immediately.
📦 Use of Our Products
You may use our services for personal or business purposes as licensed. You may not reverse-engineer, resell, or redistribute them without explicit permission.
💳 Payments & Subscriptions
Payments are processed securely via Payhip and other providers. By purchasing, you agree to their terms. Refunds may be granted under limited circumstances, outlined on our product pages.
📄 User Content
Any content you submit (e.g., form entries, feedback) must not violate the rights of others or any applicable laws.
🛡 Intellectual Property
All branding, products, and materials are the intellectual property of Jakoma and may not be copied or reused without written permission.
🔄 Changes to Terms
We may revise these terms at any time. Material changes will be communicated via our platforms. Continued use constitutes agreement to the updated terms.
📬 Contact Us
If you have any questions, please reach out via email at [email protected].
Last updated: June 2025.